What is life insurance?




Whatever your actual age, as an adult it's always a great time to start out thinking about life insurance. Generally though, it pays to buy young. While you might feel like it's too early on to be planning the future, lots of things happen in your twenties that might require cover, such as buying a house or starting a household. And at this level of life, insurance providers tend to think of you as less high-risk as you're very likely to be healthy and less prone to claim, so insurance premiums are lower.

But if you're still not sure when you should get insurance coverage, our useful tool enables you to learn just how much a life insurance policy could cost, whatever your time (and how many mug it might take to pay for it).

Precisely what is life insurance?
For its simplest, life insurance coverage is designed to pay out an amount of money to your loved ones in the event you die. This is to give you peace of mind that basics such as your mortgage, child care costs and even funeral expenses, are looked after when you're not around.

We'll help you find the sort of life insurance cover that's right for you. In case you get stuck or confused at any point we have LifeSearch readily available to help answer any questions you may have. They're one of the UK's most awarded life insurance specialist, providing free, impartial advice about choosing a life insurance product and provider.

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